I wanted to share my experience and let others know that sometimes a pre settlement loan or advance is better than dealing with the stress and uncertainty of not making ends meet. I was a passenger in a car accident in New York while in college. I had a part time job to help pay for tuition and was a couple of years away from graduating. The driver lost control of the car in the rain and I ended up breaking my arm in three places. I had 12 In credit card debt due to a pending settlement? [...]