Are Lawsuit Settlement Cash Advances Really a Loan? A lawsuit advance is not a loan. Many people confuse pre settlement funding with loans.  Pre settlement funding  appears to be similar to an unsecured loan. In reality, pre settlement funding  is very different than a traditional loan. The biggest difference is that a "normal"  loan always needs to be payed back and usually requires a monthly payment. If you were to apply for an injury cash advance or settlement loan, YOU DO NOT NEED TO MAKE MONTHLY PAYMENTS and YOU ONLY PAY US BACK IF YOU WIN YOUR CASE!!! If you [...]