The majority of lawsuits filed arising from injuries and accidents don't even go to court. Most of the time they settle early in the legal process through a negotiated settlement. Sometimes the party your are suing tries to low-ball you on this settlement so they don't have to go to court. That's where pre settlement funding comes in to play. If you take the low-ball offer because you are desperate for money, then the insurance companies have won. Their job is to pay you the lowest amount possible and they stall on purpose because they know the more desperate you [...]