You want money quick for your case.  However, the insurance companies want to stall the settlement because you are likely to take a smaller settlement because you need the money. Things you can do to work with your lawyer to get a bigger settlement. 1. Get all the documentation and proof to back up your insurance claim. 2. Try to ask for 25% to 100% more than what you hope to get. Expect to get low-balled by the insurance companies. 3. Do not jump at the first offer. 4. Utilize Pre-Settlement Funding or Borrow some of your settlement to hold [...]