While you’re waiting for a personal injury settlement, Empire can help with a cash advance for your home, your family, or yourself.
Empire offers its Best Efforts Pricing Commitment, which means that whatever the total costs are that any of our competitors may have offered to you for an interest in the resolution of a qualified lawsuit, Empire Settlement Funding’s total costs will be less if Empire agrees to purchase an interest in the outcome of your lawsuit.
By reading our frequently asked questions, we hope that you will understand more about pre-settlement lawsuit funding.
What does “pre-settlement lawsuit funding” mean?
Simply this: Before you enter into a settlement or receive a final damage award, Empire offers a cash advance in exchange for an ownership interest in the future settlement proceeds of your lawsuit. We give you cash today and we will receive our payment only from the proceeds of the lawsuit. If you are not successful in your lawsuit, you will have no obligation to pay Empire anything – not a penny. It’s really not considered borrowing or a loan – There are absolutely no credit or background checks. Learn more on Pre Settlement Funding.
Why not just go to the bank?
Banks and other financial institutions check your credit worthiness to determine your eligibility for a loan and make a loan to you that you must repay. At Empire, we advance funds to you based on the merits of your personal injury suit, therefore, it may not come to any surprise to you that we do not even check your credit references! Moreover, you have no loan obligations to Empire. If your case fails to produce a money damages settlement or award, you owe Empire nothing.
What about my attorney?
Based on ethics rules that govern attorneys and that are generally patterned after the rules promulgated by the American Bar Association, attorneys are generally prohibited from advancing money to clients, except to the extent of court costs and other similar expenses.
What if I lose my case?
You owe us absolutely nothing and have no obligation to pay Empire anything – not a penny.
Is this legal?
Empire seeks to maintain full compliance with all applicable laws and rules that apply to each jurisdiction in which Empire offers its services. Empire’s legal team is comprised of two attorneys: Our corporate counsel is a Florida practitioner with experience throughout the country handling sophisticated legal and business-related issues, is adept in handling sophisticated financial transactions, and is available to address all of Empire’s general legal needs. Our corporate underwriter is a Massachusetts attorney who has practiced in the areas of personal injury law, insurance law, and commercial collection law for 18 years. Combined with our management team, we are confident that our legal and corporate underwriting teams provide the necessary knowledge and skill to create a lasting business model.
How much money can I receive?
Empire offers cash advances to injured persons ranging from $1,000 to $100,000. Plaintiffs may get a cash advance anywhere from $1,000 to $100,000, based on the individual plaintiff’s needs and the value of their case.
How long does the process take?
Generally 24 to 48 hours from when we receive the information from your attorney, although it could take somewhat longer if your case has complex legal or factual issues.
How do I begin?
Simply go to The Process which explains everything that you need to get started today or simply Contact Us